Interchecks PSP
Interchecks is a payout-only PSP used for processing OCT (Original Credit Transaction) payouts in North America.
BR-DGE integrates directly with Interchecks PSP, offering a powerful and flexible solution for online payout processing.
The following tables detail the integration methods and transaction features currently supported through BR-DGE's connection with Interchecks PSP.
If a desired Interchecks PSP feature is not listed, or supported, please contact our support team for assistance.
About Original Credit Transactions (OCT)
An Original Credit Transaction (OCT) is a card transaction that pushes money to a cardholder’s account, the reverse of a standard card payment, which pulls money from it. The sender starts the transaction, and the card number acts as the destination, so the recipient doesn’t need to share bank details. Funds usually arrive within minutes rather than days. OCTs run on existing card networks through Visa Direct and Mastercard Send, so a merchant can pay out to the same card a customer used to pay in, for example for refunds, winnings or withdrawals.
Integration methods
Interchecks PSP is supported for merchants integrating with the following methods:
| Integration method | Supported |
|---|---|
| REST API | ✅ |
| Web SDK | ❌ |
| Hosted Payment Page | ❌ |
Payout Types
The following transaction types are supported with Interchecks via BR-DGE:
| Transaction Type | Supported |
|---|---|
| OCT Card Payouts | ✅ |
** Please see the additional information section below
Payout Instruments
The following Payout Instruments types are available with Interchecks PSP via BR-DGE:
| Payout Instrument | Supported |
|---|---|
| Cards | ✅ |
| PSP tokens | ❌ |
| Network tokens | ❌ |
| BR-DGE CoF | ✅ |
| Apple Pay | ❌ |
| Google Pay | ❌ |
| Bank2Bank | ❌ |
Card Schemes & Networks
BR-DGE supports all major card networks enabled in your Interchecks account. Interchecks can enable Visa/Mastercard credit and prepaid card eligibility per client. Debit, credit, and prepaid cards are supported.
You do not require any special configuration to enable different card networks through BR-DGE. All major card networks are supported on your retail channel(s) by default.
Additional Information
AFT
Not applicable.
Batch processing
Not applicable
Multi-Currency payouts
USD only.
CVV results
Not applicable
AVS results
Not applicable
External 3-D Secure services
Not applicable.
SCA Exemptions
Not applicable.
Card Issuer Raw Responses
Not applicable.
Testing
Once enabled on your BR-DGE retail channels, you can begin testing Interchecks PSP using their dedicated test cards and scenarios.
For a comprehensive overview of testing with Interchecks, please visit their dedicated testing pages.
You should not use real card numbers for testing in the sandbox environment. Only use test cards supported by the payment processor.
Support
To enable Interchecks PSP on your BR-DGE retail channels, please contact BR-DGE Support.
Updated about 6 hours ago